Steppers and Ballroomers Blog

http://myrainlife.com/eftsecrets

Wednesday, April 16, 2014

How do I fix my Credit?: Hello Friend,If you'd finally like to learn how t...

How do I fix my Credit?:
Hello Friend,If you'd finally like to learn how t...
: Hello Friend, If you'd finally like to learn how to get deep,  dark, spinning hair waves   like your favorite celebrities and ath...
 Waves

Hello Friend,
If you'd finally like to learn how to get deep, dark, spinning hair waves like your favorite celebrities and athetes this is probably the most important letter you'll ever read.
My name is D. I'm not a celebrity or anything like that. But what I had to share with you is so revolutionary and so exciting - I just had to sit down and tell you about it. So please bear with me a little.
Let me start by telling you I'm an average guy in every sense of the word. I'm average height, average build, and decent looking.
And that's why my problem lies.
It's very frustrating when you don't have that "it factor" about you to attract the ladies. Some guys look like models, some hit their growth spurts by the time they are 16, others have the flyest clothes and nice cars. I didn't have any of that and to make things worse, my self confidence used to be low thanks to all of these things. I know I'm not the only guy out there that ever wondered "why didn't I get more" out of life.
 Black Waves




How a Simple Hairstyle Changed
EVERYTHING As I Knew It

The year was 2005.
I was a Sophmore in college and virtually invisible to the female species. To make the matter worse, I transferred dorms so that I could be closer to the two all-female dorms on campus. My dorm was directly between two all-female halls and your boy was about as visible to the ladies as Casper the friendly ghost.
My friends were all out getting girlfriends while I wandered around life aimlessly trying to figure out what to do to let the women on campus I existed short of wearing a sign that said "Yes! We are Open!"
One day I decided to vent to my barber while I was in the chair. He responded, "D. just let someone set you up. That's how it has to be done sometimes."
Appauled at the idea of not controlling my own destiny I told him "I can't trust my luck." I knew there had to be a better way than that. At the end of our chat he dusted my cut off as usual and said something that would set me down a new path...
"D. if you'd brush your hair you could get those waves swimmin'. They're trying to come in but you won't let them."
For a few weeks I completely ignored the advice until I was slapped in the face by it again. I was walking home from class and I saw two of the best looking females on campus, talking to some random average looking dudeat the same time!
What?! What does he have that I dont?!
Then I saw it. As I came down the hill I got a better look at them and I was nearly blinded by dude's hair. He had these smooth, shiny waves, looking like a young P. Diddy and the confidence to match. The ladies were hypnotized. I was appaulled. Beyond his hair, dude had nothing that I didn't! We were both the same height, same build, average clothes and shoes...
...but he had nice hair and I didn't.
I was so ready to doubt my barber's advice to work on my hair!
But it worked like steroids when I tried it...
A few weeks later, after spending $100's of dollars on hair products and haircuts I unlocked the secrets to getting healthy, shiny waves of my own! And I didn't use and flimsy kit to do it either.
Not only did I look better, I felt better, and my confidence grew leaps and bounds. I started chatting up cute girls in my classes, getting their numbers and hanging out with them. Women finally knew I existed. And the sexy girls saw talking to dude with the waves weeks earlier? One of them ended up giving me her phone number, twice!
So what does my success mean for you?

Having Waves Like a Celebrity is Now
as Simple as Following a Few Easy Steps

Throw that wave kit in the trash!
You don't need it.  In fact, it can do more damage to your hair than it's worth.  All it is dangerous hair relaxer for men. That isn't the right way to have the healthiest, nicest looking waves. Take it from me there are a LOT of BAD things you can do to your hair if you don't know what you are doing. Some of it can cause IRREVERSIBLE damage to your scalp!
I have complied everything I have done, "Paint-By-Numbers" style for you to replicate and get waves with.

 Black Wavesw

Introducting My Step-By-Step System
That Will Give You An Unfair Advantage
At Getting Your Waves to Spin Faster
And Look Healthier As Ever!



Tuesday, April 8, 2014

How do I fix my Credit?: Are Student Loans Becoming Necessary Evils?

How do I fix my Credit?: Are Student Loans Becoming Necessary Evils?: When it comes to getting a college education most people can agree that the costs can be staggering at best. Even the least expensive ...

How do I fix my Credit?: Are Student Loans Becoming Necessary Evils?

How do I fix my Credit?: Are Student Loans Becoming Necessary Evils?

How do I fix my Credit?: Are Student Loans Becoming Necessary Evils?

How do I fix my Credit?: Are Student Loans Becoming Necessary Evils?

How do I fix my Credit?: How do I fix my Credit?: Credit Cards And Credit R...

How do I fix my Credit?: How do I fix my Credit?: Credit Cards And Credit R...: How do I fix my Credit?: Credit Cards And Credit Reports : Over the years, credit cards have become very popular.  When they were first intr...

How do I fix my Credit?: Are Student Loans Becoming Necessary Evils?

How do I fix my Credit?: Are Student Loans Becoming Necessary Evils?: When it comes to getting a college education most people can agree that the costs can be staggering at best. Even the least expensive c...

How do I fix my Credit?: Bad credit in auto financing can really hurt

How do I fix my Credit?: Bad credit in auto financing can really hurt: Bad credit in auto financing can really hurt, but it is nothing compared to the cost of bad credit when a home is involved. A typi...

Monday, April 7, 2014

How do I fix my Credit?: How do I fix my Credit?: Who is Barack Obama?

How do I fix my Credit?: How do I fix my Credit?: Who is Barack Obama?: How do I fix my Credit?: Who is Barack Obama? : Who exactly is Barack Obama , and why does he deserve to be President?  Obama is a Democrati...

How do I fix my Credit?: How do I fix my Credit?: Who is Barack Obama?

How do I fix my Credit?: How do I fix my Credit?: Who is Barack Obama?: How do I fix my Credit?: Who is Barack Obama? : Who exactly is Barack Obama , and why does he deserve to be President?  Obama is a Democrati...

Thursday, April 3, 2014

How do I fix my Credit?: Who is Barack Obama?

How do I fix my Credit?: Who is Barack Obama?: Who exactly is Barack Obama , and why does he deserve to be President?  Obama is a Democratic senator from Illinois, who is sitting as o...

Wednesday, April 2, 2014

Anatomy of A Credit Dispute Letter





The Fair Credit Reporting Act or FCRA of 1970 has recently been strengthened in order to allow anyone to dispute negative disputes on their credit report. This can be done with a letter of dispute and in turn the credit bureaus must either delete the listing or verify it. The key to repairing bad credit is to write a properly formatted letter of dispute to one or all of the credit bureaus and send them out via registered mail. Always keep a copy of your correspondence and the receipt from your registered mail letter for further reference. It is also important to make copies of your credit report to include in the letter, not originals. Bel Below is a step-by-step guide to writing a letter of dispute to get rid of those black marks off your credit report for good.




et Your Credit Report
Once you have received your credit report and noticed that there is an error, outdated listing or a bad listing that does not have anything to do with you, it is important to look over the details and dispute these mistakes first.


Make sure that for each listing on your credit report, you check the personal identification information. Often, a listing that is not yours can end up on your report because it seems to match up with your details. If you dispute these types of errors first, other mistakes on your credit report will no longer match your file. Resource: Experian Free Credit Report

Make A List Of Items To Dispute
Once you have made sure that each of the incorrect personal detail listings are accounted for, it is time to look at all of the other damaging details on your credit report. List these from most damaging right down to neutral. For instance, a bankruptcy listing is far more harmful than a late payment or credit rejection.

Once you have all of the necessary disputable listings set out in front of you, begin writing your first letter of dispute. Each of the three credit reporting agencies should be addressed, even if these disputable listings only appear in one or two of the reports. If the three reporting agencies are addressed with a letter of dispute for each questionable listing, it will ensure that, later on, these items do not appear on your other credit reports.


Send Each Dispute SeperatelyAll listings, apart from incorrect personal data disputes, must be written out and sent separately. If you try to dispute several items at once it is likely that the agency will reject your claim on the grounds of it being irrelevant. At this point, you should be prepared for the credit reporting agencies to complain or even threaten that your request for a dispute on the items are frivolous or even illegal. This is untrue, credit reporting agencies are required by law to investigate and accept that all disputes are legitimate unless they have evidence to prove otherwise. So don't give up.

 MY RAIN LIFE


Personalize Your Letters
When writing the letters of dispute, you should consider handwriting them rather than typing them out. Make sure you use strong words that will make it clear to the credit reporting agencies that the mentioned listing is being disputed. Examples of these words are erroneous, outdated, misleading or unverifiable. Do not spend time explaining things in your letter of dispute, explanations are not considered useful. When the reporting agency receives your letter, they are then required to investigate the listing you have disputed.

If you are unsure of the format of dispute letters, samples can be copied or downloaded online by simply doing a search on your favorite search engine. These samples give you a good idea on how a dispute letter should be formatted and what details should be completed to get the maximum effect

It will take between 2 weeks to a month to receive a reply from the credit-reporting agency letting you know that your letter has been received and your dispute is being investigated. After a further 2-4 weeks, a new credit report should be received from the reporting agency to confirm that the item has been removed from you report.

Once the updated credit report has been received, you can then address the next dispute that you have until you have had all of the disputed.

•Sometimes, credit reporting agencies are slow to respond or choose not to respond at all. If this is the case, you will need to send another letter to them to remind them that they are obliged by law to address your dispute.

• Disputing items on your credit report is no easy task, you will need a great deal of patience and you will also need to be persistent and not give up. Remember that the credit reporting agencies are required by law to investigate your disputes, so don't let them bully you into thinking that it is not possible to have things removed from you credit report.

• For those who don't have the time or are having difficulties with the credit reporting agencies, there are legal services available that will dispute the items for you at a small fee.

HTTP://MYRAINLIFE.COM/EFTSECRETS